Sergio Fernández-Pacheco holds a degree in Law and Business Administration from the Universidad Pontificia de Comillas (ICADE E-3). He began his professional career in 1994, in the Financial Services area of Accenture, developing technology and process reengineering projects for different banking institutions. In 1997 he joined BBVA, where he held different positions of responsibility in units such as Corporate Expansion, Private Banking, Investment Banking and, in his last stage, as managing director of Asset Management, coordinating strategic plans, digital initiatives, and own product proposals and those of third party managers. During his professional career in the BBVA Group he was Chairman of Europea de Titulización, member of the Board of Garanti Asset Management (Turkey) and member of the Board of BBVA Switzerland. In November 2015 he founded Azvalor, where he has been a Chief Financial and Operations Officer since then.