Banks are tightening lending standards to protect their balance sheets, yet consumers still need credit access for essential purchases.|Tim Chen is the founder and CEO of NerdWallet. 00:10:00

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Tim Chen is the founder and CEO of NerdWallet. A former hedge fund equity analyst specializing in payment processing companies, credit card networks, and technology companies, Tim also worked as an equity research analyst at Credit Suisse First Boston. He is a graduate of Stanford University with a degree in economics.

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