Derek Kelly, CEO of Hilltop Financial Planning, as he delves into the complexities and challenges currently shaping the pensions market. In this insightful podcast, Derek discusses the profound impact of fluctuating interest rates, strategies for long-term investment, and how Hilltop is proactively positioning itself to address these challenges. Whether you're an investor, a financial planner, or simply curious about the future of pensions, Derek offers valuable perspectives that shed light on the evolving landscape of retirement planning. Tune in to gain a deeper understanding of the forces influencing pension dynamics and Hilltop's strategic approach to safeguarding financial futures.