Josh Stirling Position: Director of Portfolio Management Bio: Josh Stirling leads the portfolio management team at Klaas Financial, leveraging his expertise as a Chartered Financial Analyst® (CFA®) to optimize investment strategies. With a focus on risk management and portfolio diversification, Josh helps clients navigate the complexities of retirement planning to achieve their financial goals. Kyle Kite Position: Chief Financial Officer (CFO), Investment Adviser Representative Bio: Kyle Kite serves as the CFO at Klaas Financial, bringing his Certified Financial Planner™ (CFP®) certification and MBA to provide comprehensive financial guidance. Kyle specializes in retirement planning strategies, emphasizing the importance of diversification in mitigating risk and enhancing long-term portfolio performance. Eric Schwartz Position: Investment Adviser Representative Bio: Eric Schwartz, a Certified Financial Planner™ (CFP®) professional at Klaas Financial, focuses on delivering personalized financial planning solutions. Eric advises clients on the benefits of diversification versus concentration in retirement portfolios, ensuring they make informed decisions to secure their financial futures.